[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.conmat.sk\/ako-usetrit-zo-svojho-prijmu\/#Article","mainEntityOfPage":"https:\/\/www.conmat.sk\/ako-usetrit-zo-svojho-prijmu\/","headline":"Ako u\u0161etri\u0165 zo svojho pr\u00edjmu","name":"Ako u\u0161etri\u0165 zo svojho pr\u00edjmu","description":"Mnoho z n\u00e1s vie min\u00fa\u0165 cel\u00fa svoju v\u00fdplatu za p\u00e1r dn\u00ed, bez oh\u013eadu na to ko\u013eko za minul\u00fd mesiac zarobil. Ak u\u017e toho m\u00e1te dos\u0165, \u017ee \u017eijete od v\u00fdplaty k v\u00fdplate, m\u00e1me pre v\u00e1s p\u00e1r bodov, ktor\u00e9 by ste mali dodr\u017eiava\u0165. 1. V prvom rade si sp\u00ed\u0161te v\u0161etky va\u0161e v\u00fddavky","datePublished":"2018-07-21","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.conmat.sk\/author\/#Person","name":"","url":"https:\/\/www.conmat.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/430c037ced90dcf4c538a5d7a160d8585497a2f79eed537d1a43f74320df11c6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/430c037ced90dcf4c538a5d7a160d8585497a2f79eed537d1a43f74320df11c6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"conmat.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.conmat.sk\/wp-content\/uploads\/img_a289428_w16518_t1531315212.jpg","url":"https:\/\/www.conmat.sk\/wp-content\/uploads\/img_a289428_w16518_t1531315212.jpg","height":0,"width":0},"url":"https:\/\/www.conmat.sk\/ako-usetrit-zo-svojho-prijmu\/","wordCount":456,"articleBody":" Mnoho z n\u00e1s vie min\u00fa\u0165 cel\u00fa svoju v\u00fdplatu za p\u00e1r dn\u00ed, bez oh\u013eadu na to ko\u013eko za minul\u00fd mesiac zarobil. Ak u\u017e toho m\u00e1te dos\u0165, \u017ee \u017eijete od v\u00fdplaty k v\u00fdplate, m\u00e1me pre v\u00e1s p\u00e1r bodov, ktor\u00e9 by ste mali dodr\u017eiava\u0165. 1. V prvom rade si sp\u00ed\u0161te v\u0161etky va\u0161e v\u00fddavky a rozhodnite sa, ktor\u00e9 s\u00fa nevyhnutn\u00e9 na va\u0161u existenciu, a ktor\u00e9 by sa potencion\u00e1lne dali zn\u00ed\u017ei\u0165 respekt\u00edve \u00faplne vynulova\u0165 (napr\u00edklad alkohol, cigarety). 2. V\u017edy si odlo\u017ete ur\u010dit\u00fa sumu z v\u00fdplaty na hor\u0161ie \u010dasy. Je dobr\u00e9 ma\u0165 peniaze bokom, ak sa vyskytne nejak\u00e1 nepredv\u00eddate\u013en\u00e1 udalos\u0165 ako pokazenie pr\u00e1\u010dky \u010di kosa\u010dky. \u010eal\u0161ie sp\u00f4soby ako u\u0161etri\u0165 n\u00e1jdete tu:. 3. Neberte si \u00faveryod nebankoviek, ich \u00faroky v\u00e1s polo\u017eia a \u010dasom to nebudete schopn\u00fd spl\u00e1ca\u0165. \u010ealej si zru\u0161te pre\u010derpanie na va\u0161ich kart\u00e1ch. Ak m\u00e1te kartu s povolen\u00fdm pre\u010derpan\u00edm, bude v\u00e1s to st\u00e1le l\u00e1ka\u0165 m\u00ed\u0148a\u0165 viac pe\u0148az\u00ed ne\u017e m\u00e1te na \u00fa\u010dte. 4. Sprcha \u0161etr\u00ed peniaze. Pozn\u00e1te to ke\u010f v\u00e1m pr\u00edde z\u00fa\u010dtovanie za vodu a vy nech\u00e1pete kde ste t\u00fa vodu spotrebovali? Uprednostnite sprchu pred hor\u00facou va\u0148ou, pri sprchovan\u00ed miniete a\u017e o polovicu menej vody a to sa premietne aj do v\u00e1\u0161ho \u00fa\u010dtu za vodu. 5. To ist\u00e9 plat\u00ed aj s elektrinou, ak m\u00e1te zapnut\u00fd telev\u00edzor a nepozer\u00e1te ho, tak ho jednoducho vypnite a vyberte spotrebi\u010de zo z\u00e1suviek. Samozrejme sa to t\u00fdka aj svetla, ne\u0161etr\u00edte pri tom len peniaze ale aj \u017eivotn\u00e9 prostredie. 6. Ak zbo\u017e\u0148ujete \u010d\u00edtanie, \u010di u\u017e kn\u00edh, \u010dasopisov alebo telev\u00edznych programov, odpor\u00fa\u010dame v\u00e1m presta\u0165 nakupova\u0165 tieto produkty a za\u010dnite vyu\u017e\u00edva\u0165 internet, ktor\u00fd m\u00e1 doma u\u017e ka\u017ed\u00fd a v\u0161etko tam vieme n\u00e1js\u0165. 7. Ak m\u00e1te auto a b\u00fdvate v meste, pou\u017e\u00edvajte ho minim\u00e1lne. Spotreba v meste je ove\u013ea vy\u0161\u0161ia ako na dlh\u00e9 trate, preto v\u00e1m odpor\u00fa\u010dame chodi\u0165 pe\u0161o v\u0161ade kde sa d\u00e1. Jednak u\u0161etr\u00edte peniaze za benz\u00edn ale aj prospejete svojmu zdraviu, kond\u00edcii \u010di zhod\u00edte nejak\u00e9 to kile\u010dko. 8. Majte peniaze re\u00e1lne v pe\u0148a\u017eenke. Je dok\u00e1zan\u00e9, \u017ee \u013eudia m\u00ed\u0148aj\u00fa v obchodoch menej ak maj\u00fa fyzick\u00e9 peniaze. Ak m\u00e1te ur\u010dit\u00fd obnos pe\u0148az\u00ed na karte a neplat\u00edte papierov\u00fdmi peniazmi, m\u00e1te tendenciu m\u00ed\u0148a\u0165 viac. Do tohto bodu zaradzujeme aj vyberanie pe\u0148az\u00ed len z bankomatu va\u0161ej banky, tak sa vyhnete zbyto\u010dn\u00fdm poplatkom.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako u\u0161etri\u0165 zo svojho pr\u00edjmu","item":"https:\/\/www.conmat.sk\/ako-usetrit-zo-svojho-prijmu\/#breadcrumbitem"}]}]